What is one thing you know now that would have saved your younger self a lot of pain?  Honestly, I know that I do not have any business sending money to people that I didn’t know.  When it pertains to the opposite sex, please make sure that a woman is someone that I know very well before I am able to start a relationship with.  At least I would like to get to know all about her in advance before I am able to get married to her.  Never send money to women who are not family members or women that I do not know anyway. Always ask God and Jesus Christ to bless me with a special woman in my life who will always love me and respect me as a person.  Never rush the judgment, especially when it comes to women and money.  What I will tell someone who is much younger than me to listen to the voice of God.  Always rely on both God and Jesus Christ because they will not lie to you.  Always ask God and Jesus Christ to keep it real with you all of the time.   Always tell the truth all of the time.   Never deviate from the truth.  What I would tell my younger self is to always wait on God and Jesus Christ for all of your answers to your questions and prayers because they always tell you the truth even if you do not like it.  One of my biggest downfall is listening to lewd women in the first place. Another one of my biggest mistakes is sending money to people who live in different countries anyway. Therefore, it is going to take an entire lifetime to repair the damages that I had messed up financially with myself and with other people worldwide.  I am over $500,000 dollars in debt right now.   The only person that I have to blame for this is myself.  I can not accuse any of my personal miscues but myself. Lord God and Jesus Christ, please help me out of my financial troubles and personal failures in my life right now. For now on, I am going to listen and wait on God and Jesus Christ to help me.  Frankly, I have to stop running away from God and Jesus Christ and myself. Thank you for allowing me to answer this question to the best of my ability.   In Jesus name Amen and Amen 🙏 🙌 👏 ❤️. Lord God and Jesus Christ please help me to improve my overall behavior as well as my memory problems.  Thank you for listening to me God and Jesus Christ thank you for listening to me.  Lord God and Jesus Christ I need Both of You more than I need myself right now.  Thank you for loving me as well as keeping it real with me. I am still learning a whole lot about women and myself.  I will admit that I am still a Work in Progress.