Is It True That All Debts Are Supposed To Be Cancelled After                                          Seven Years?

By: Anthony Joseph Hopkins / February 21, 2020

        Praise The Lord Saints!!  Praise The Lord!!  How are you doing today?  Fine, I hope.  I want to ask a very important question.  Is it true that all debts are supposed to be cancelled after seven years?  I am asking this question because I have a student loan from the University of North Caroline at Charlotte.  The total of my debt right now is $26,330 dollars.  I would like for everyone to please pray for me because the interest is compounded daily. 

Next, I want to say that I was enrolled in classes on August 21, 2003.  I ended up borrowing $3,500 dollars just to enroll for a semester of classes.  However, the University of North Carolina at Charlotte withdrew me after six weeks during the Fall Semester simply because I did not have my required vaccination shots.  Even though I enjoyed the classes that I have taken, but I could not attend classes for the rest of the Fall Semester. 

        Also, I went to my doctor at Americare Healthcare Clinic, which is located in Charlotte, NC for a DNA Tracking Test.  The test results revealed to me that I have had all of my required vaccinations.  Dr. Fidelis Edosowan told me that I have had all of my shots.  I thought about enrolling into Graduate School here in Dayton, Ohio at Wright State University. 

        Moreover, the Financial Aid Advisor stated that I was not able to enroll in any classes because my student loans are currently in default.  I did not expect to pay $13,330 dollars in student loan debts 17 years later.  I am really hurt because all of my other debts got cancelled after 10 years.  I know that I also have to pay a legal judgment of $1,115 dollars to the Mecklenburg County Court System in order to receive another apartment in the Charlotte, NC Area again.

In Addition, according to a Paralegal with the Lexington Law Firm, I really do not have any-more negative items on my current credit files.  It is that, I still want to know why my student loan debt did not get cancelled after seven- years.  Obviously, this debt has been bothering me for almost 20 years not.  The company that has my student loan debt in Collections is William and Fudge Collection Agency in Rock Hill, South Carolina.

 This company stated that I have to pay over $300.00 dollars per month.  Even though I am on a fixed income right now because I receive Social Security Disability of a total of $959.00 month.  I have informed an agent at William and Fudge that I can only pay $50.00 per month.  I really do not know exactly what they are going to do, but, I have to pray that I do not end up in jail by the end of this year.

        Finally, I want to inform all of you that in the New Testament, Romans 13:8 says: Owe nothing to anyone except to love one another.  I really love this Bible verse because love is what we all need in order to survive with Jesus Christ.  I know that my credit has varied from time to time.  The debts that I have accumulated over the years are my fault.  I have received things on credit without paying for them.  Therefore, I am a welsher.  I really cannot understand how my credit score is 665.  I really do not see it.  I still have debts to pay.  I do not understand why my student loan debt did not get cancelled?  I have to do something just to pay this loan off hopefully by the end of this year.

        Everyone, please keep me in your prayers.  If I have offended anyone by the content of this essay, I am very sorry for hurting everyone.  I am asking a question regarding consumer debt.

The answer to this question varies from person to person because I have a lot of knowledge in intelligence and academia. I do have a musical background myself. Basically , what I am saying is that a person who has a skillset compared to a person with knowledge are equal in skills and talents. Having a lot of knowledge is not a determining factor in this case. A person who has a skill had to learn how to academically become inclined at one point of their life. Both individuals are equal in intellect and both of them are capable of achieving success.

I really think that if you have an average IQ, you would think it is all over. It’s not over until you have taken your last breath. We are still equal in stature and education. The rich man and the poor man are the same because God has made you both. I know that I am going off on a tangent, but I have earned my college education. It doesn’t make any difference because I am not using my educational skills and talents to benefit mankind. I am writing books and essays instead of becoming a Social Worker. I have to crawl before I am able to walk. I am a Blogger and Author right now. Please continue to pray for me and my family members 🙏 I have to pay rent and other bills just to maintain a household. I have a 102 IQ right now. I am doing the best I can to make it in a changing society.

If I am on an app or website each day can or cannot increase one’s IQ. Honestly , I am doing the same exact thing, and my IQ scores didn’t go up. I have been able to improve in my academic test scores rather than IQ. An IQ test is formulated to receive a raw score or a form of data that is derived from taking the test itself. I have noticed that my IQ scores have went up by five to 15 points in math because I had been practicing just to improve my math scores. The other tests that are on an IQ test are very specific and they are subject to change the outcome of the IQ test scores. Please practice logic and analytical skills and techniques if you are concerned about your IQ test scores. This is my advice to anyone who wants to improve their scores.

Expectations & Human Relationships

This is an essay concerning the expectations when it pertains to human relationships. First, we must ask ourselves a question. What are expectations when it pertains to human relationships? Human Relationships consists of communication both direct and indirect. This means nonverbal and verbal communication as well as association. When we are in close contact with each other, we are learning what the other person is like. We are learning their habits, personality, as well as the way they conduct themselves around others. It does not matter whether these people are in our family or on the street. The best ways to communicate with anyone is by introducing yourself to another person and see what kind of response you will receive. Second, another way of communicating to others is by letter or online. Although this is classified as maintaining a false relationship or a pen-pal, but sometimes this leads into a relationship that is direct eventually, if things turn out positive. However, in most cases, people get hurt because the other person’s expectations are different than yours.

What do we mean by expectations? Let’s look at what is the definition of an expectation. An expectation is a goal or a set standard that is derived from the behavior of people. Our expectations when it pertains to human relationships are to make sure that we are honest and truthful to the best of our ability. When we are honest and truthful to another person, we are doing God’s work. If we are content with our own actions, why worry. I am a person who does not worry what others think about me. It is God who has the final word. Man can make an opinion and this is it. Man cannot tell me what to do when I am an adult. I am supposed to love and respect my parents as well as my elders.
When it comes to people, I am supposed to love them as well. I am also supposed to exercise and use discretion at all times. My expectations when it comes to human relationships are to do my very best to assist the other person. This is by showing them that I can love them for the person that they are without hurting them in any way. I try my very best each day not to damage others no matter where they come from. No matter what their socio-economic background consists of, I am supposed to respect you. Life itself is really what you make of it. Learning how to respect others instead of hurting them because of what they have or do not have. It is not all about what possessions that you have as a person. It is all about how others receive you as a member of the human race.
You know that another person can disrespect you by calling you names that can damage you, but as long as you are breathing and living, you must still stand strong. Never allow the shallow expectations of others to cause you to crumble. Standing up for yourself and making a direct stand in your own life, makes you strong as a person. We all have rights as United States Citizens and we must use these rights to stand up for ourselves in a very positive way. We must learn to be proactive rather than reactive. Your expectations are just yours.

They cannot be transferred to another person unless they are your children. Your children alone are supposed to listen to their parents. Adults on the other hand have choices. This comes when we are selecting a significant other or a spouse in our lives. I cannot tell you to marry me and demand it. I can only persuade you. I can make a statement and ask you in a very nice way about marriage. This is your choice alone. I have made numerous of good and bad choices in my life. I cannot allow the choices that I have made in my own past to slow down my progress. My goals and expectations as a member of the human race are to become successful as a God Fearing Man.

I know that I must make good choices and my expectations when it comes to human relationships are to become spouse or significant other for that special female in my life. God will bless me with that special female who is a God Fearing Woman who has special qualities. She is that diamond that shines as soon as it has emerged from the ground. This diamond I will cherish forever. I will do everything in my power to keep this diamond in my possession for the rest of my entire existence. A solid Gold Bouillon is the same exact way. The way I personally feel from the inside out, is that I want a female who shares the same ideas just like me.

I like to converse with her on a daily basis and share about my entire day. There are player hating men out there who just do not want the next man to have a good African American woman. I am telling you the truth. Men are so jealous of each other that they need to mind their own business. This is a big problem in the African American Community, this is called jealousy. Men have always been jealous of the other and this is causing an outrage in our community when it comes to women.

Expectations & Human Relationships

This is a report concerning the expectations when it pertains to human relationships. First, we must ask ourselves a question. What are expectations when it pertains to human relationships? Human Relationships consists of communication both direct and indirect. This means nonverbal and verbal communication as well as association. When we are in close contact with each other, we are learning what the other person is like. We are learning their habits, personality, as well as the way they conduct themselves around others. It does not matter whether these people are in our family or on the street. The best ways to communicate with anyone is by introducing yourself to another person and see what kind of response you will receive. Second, another way of communicating to others is by letter or online. Although this is classified as maintaining a false relationship or a pen-pal, but sometimes this leads into a relationship that is direct eventually, if things turn out positive. However, in most cases, people get hurt because the other person’s expectations are different than yours.

What do we mean by expectations? Let’s look at what is the definition of an expectation. An expectation is a goal or a set standard that is derived from the behavior of people. Our expectations when it pertains to human relationships are to make sure that we are honest and truthful to the best of our ability. When we are honest and truthful to another person, we are doing God’s work. If we are content with our own actions, why worry. I am a person who does not worry what others think about me. It is God who has the final word. Man can make an opinion and this is it. Man cannot tell me what to do when I am an adult. I am supposed to love and respect my parents as well as my elders.
When it comes to people, I am supposed to love them as well. I am also supposed to exercise and use discretion at all times. My expectations when it comes to human relationships are to do my very best to assist the other person. This is by showing them that I can love them for the person that they are without hurting them in any way. I try my very best each day not to damage others no matter where they come from. No matter what their socio-economic background consists of, I am supposed to respect you. Life itself is really what you make of it. Learning how to respect others instead of hurting them because of what they have or do not have. It is not all about what possessions that you have as a person. It is all about how others receive you as a member of the human race.
You know that another person can disrespect you by calling you names that can damage you, but as long as you are breathing and living, you must still stand strong. Never allow the shallow expectations of others to cause you to crumble. Standing up for yourself and making a direct stand in your own life, makes you strong as a person. We all have rights as United States Citizens and we must use these rights to stand up for ourselves in a very positive way. We must learn to be proactive rather than reactive. Your expectations are just yours.

They cannot be transferred to another person unless they are your children. Your children alone are supposed to listen to their parents. Adults on the other hand have choices. This comes when we are selecting a significant other or a spouse in our lives. I cannot tell you to marry me and demand it. I can only persuade you. I can make a statement and ask you in a very nice way about marriage. This is your choice alone. I have made numerous of good and bad choices in my life. I cannot allow the choices that I have made in my own past to slow down my progress. My goals and expectations as a member of the human race are to become successful as a God Fearing Man.

I know that I must make good choices and my expectations when it comes to human relationships are to become spouse or significant other for that special female in my life. God will bless me with that special female who is a God Fearing Woman who has special qualities. She is that diamond that shines as soon as it has emerged from the ground. This diamond I will cherish forever. I will do everything in my power to keep this diamond in my possession for the rest of my entire existence. A solid Gold Bouillon is the same exact way. The way I personally feel from the inside out, is that I want a female who shares the same ideas just like me.

I like to converse with her on a daily basis and share about my entire day. There are player hating men out there who just do not want the next man to have a good African American woman. I am telling you the truth. Men are so jealous of each other that they need to mind their own business. This is a big problem in the African American Community, this is called jealousy. Men have always been jealous of the other and this is causing an outrage in our community when it comes to women.

A River of Tears

A river of tears is not always negative. A river of tears means that your body is healing from pain. A river of tears itself consists of the water that is flushed from the eyes itself. Our tear ducts that are located right above the eye sockets itself. Debris that is flushed out of our eyes themselves helps us to see things clearly. The brain itself also sends messages to the other parts of the body to let organs, cells, as well as intricate body parts to let us know that it is time to relax. The brain also sends messages to the rest of the body to adjust after extended periods and demands that we place on ourselves.

This pertains to stress that we had put ourselves through based on the demands that we have to deal with. This demand consists of physical, mental, emotional, psychological, spiritual, and holistic demands that we absorb in our lives. No matter what the world thinks of me, it is my time that I am spending with God each day. It does not matter what you are doing each day, take a break and allow God or a power that is greater than yourself to talk with you. As a man there is nothing wrong with allowing your river of tears to flow. A river of tears is not a sign of weakness. It is a time to allow yourself to heal. No matter what others think of you, there is not anything wrong with allowing your river of tears in public. Preferably, it is best to go directly inside of your own secret closet and allowing yourself to heal. Healing really feels good.

At least one thing, you will feel much better as soon as it is all over. My river of tears is a replacement for medication. For example, a river of tears is a whole lot better than taking medication for pain. It is also a replacement for recreation drugs and alcohol. My prescription for pain right now is my river of tears. It is a time for healing and a time for an entire body repair. Remember one thing, only God can judge me. Mankind itself can only form an opinion and make direct observations. This does not mean that the opinions of others are not honored. I do honor opinions of others and respect those who make them.

When it pertains to a river of tears, this means that I am a person who has survived a great deal in my entire personal life. Through the choices that I have made, whether they have been good or bad, I have made these choices and I am living with the consequences and repercussions from these choices. It is like Karma; what goes around comes around. This is a universal band of energy that deals with aspects of human behavior. Our cycle of life has not only cyclical in nature, but it also pertains to life and how we make the best of that life that we have for ourselves. A river of tears is not always a bad thing after all. It is a personal time for healing and it makes you feel better in the long run.

I am sorry for sharing about this experience but there is not anything wrong with a man sharing his sensitive side anyway. My river of tears is an expression of my sensitive side when it pertains to the opposite sex. My tear that comes directly out of my eyes does not mean that I am a weak individual. This is a time for healing and disclosing whatever is bothering me from the inside out.

This does not mean that I am bearing and storing baggage. It is best to release it in positive ways. This means that I am being proactive in all of my actions by demonstrating positive ways of dealing with pain. For example, taking a nice walk, and being able to actively participate in sports is a way of making sure that you are releasing stress in constructive ways. There are alternatives that are highly constructive. These alternatives are quite nice. F

For instance, attending church and religious services is a great way of releasing all of the burdens that are inside of our lives. Taking all of your concerns to God inside of his house makes you feel better from the inside out. This replace going to the store or inside of a neighborhood and dealing with the temptations of society itself. I know that I am okay each and every single day with sharing and revealing my river of tears. Thank you for reading the river of tears. God Loves You and So Do I!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!

Sincerely,

Anthony Joseph Hopkins

A River of Tears

A river of tears is not always negative. A river of tears means that your body is healing from pain. A river of tears itself consists of the water that is flushed from the eyes itself. Our tear ducts that are located right above the eye sockets itself. Debris that is flushed out of our eyes themselves helps us to see things clearly. The brain itself also sends messages to the other parts of the body to let organs, cells, as well as intricate body parts to let us know that it is time to relax. The brain also sends messages to the rest of the body to adjust after extended periods and demands that we place on ourselves.

This pertains to stress that we had put ourselves through based on the demands that we have to deal with. This demand consists of physical, mental, emotional, psychological, spiritual, and holistic demands that we absorb in our lives. No matter what the world thinks of me, it is my time that I am spending with God each day. It does not matter what you are doing each day, take a break and allow God or a power that is greater than yourself to talk with you. As a man there is nothing wrong with allowing your river of tears to flow. A river of tears is not a sign of weakness. It is a time to allow yourself to heal. No matter what others think of you, there is not anything wrong with allowing your river of tears in public. Preferably, it is best to go directly inside of your own secret closet and allowing yourself to heal. Healing really feels good.

At least one thing, you will feel much better as soon as it is all over. My river of tears is a replacement for medication. For example, a river of tears is a whole lot better than taking medication for pain. It is also a replacement for recreation drugs and alcohol. My prescription for pain right now is my river of tears. It is a time for healing and a time for an entire body repair. Remember one thing, only God can judge me. Mankind itself can only form an opinion and make direct observations. This does not mean that the opinions of others are not honored. I do honor opinions of others and respect those who make them.

When it pertains to a river of tears, this means that I am a person who has survived a great deal in my entire personal life. Through the choices that I have made, whether they have been good or bad, I have made these choices and I am living with the consequences and repercussions from these choices. It is like Karma; what goes around comes around. This is a universal band of energy that deals with aspects of human behavior. Our cycle of life has not only cyclical in nature, but it also pertains to life and how we make the best of that life that we have for ourselves. A river of tears is not always a bad thing after all. It is a personal time for healing and it makes you feel better in the long run.

I am sorry for sharing about this experience but there is not anything wrong with a man sharing his sensitive side anyway. My river of tears is an expression of my sensitive side when it pertains to the opposite sex. My tear that comes directly out of my eyes does not mean that I am a weak individual. This is a time for healing and disclosing whatever is bothering me from the inside out.

This does not mean that I am bearing and storing baggage. It is best to release it in positive ways. This means that I am being proactive in all of my actions by demonstrating positive ways of dealing with pain. For example, taking a nice walk, and being able to actively participate in sports is a way of making sure that you are releasing stress in constructive ways. There are alternatives that are highly constructive. These alternatives are quite nice. F

For instance, attending church and religious services is a great way of releasing all of the burdens that are inside of our lives. Taking all of your concerns to God inside of his house makes you feel better from the inside out. This replace going to the store or inside of a neighborhood and dealing with the temptations of society itself. I know that I am okay each and every single day with sharing and revealing my river of tears. Thank you for reading the river of tears. God Loves You and So Do I!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!

Sincerely,

Anthony Joseph Hopkins